{"id":1638,"date":"2019-04-01T10:51:25","date_gmt":"2019-04-01T10:51:25","guid":{"rendered":"https:\/\/vbbabogados.com\/?p=1638"},"modified":"2023-06-05T20:44:13","modified_gmt":"2023-06-05T18:44:13","slug":"faq-about-the-contract-of-arras","status":"publish","type":"post","link":"https:\/\/vbbabogados.com\/en\/blog\/faq-about-the-contract-of-arras\/","title":{"rendered":"FAQ from our clients about the contract of arras"},"content":{"rendered":"<p>Recently, online real estate company KASAZ has interviewed us for its website.\u00a0We have collected the answers to the most common questions that customers ask us regarding the deposit contract and the purchase of homes.<\/p>\n<p>These have been the questions that clients have asked us about the deposit contract:<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Informaci\u00f3n detallada<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e77f0e0a3f0\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e77f0e0a3f0\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/vbbabogados.com\/en\/blog\/faq-about-the-contract-of-arras\/#Can_you_buy_a_home_without_first_signing_a_deposit_agreement\" >Can you buy a home without first signing a deposit agreement?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/vbbabogados.com\/en\/blog\/faq-about-the-contract-of-arras\/#What_are_the_types_of_depositarras_contracts_that_exist\" >What are the types of deposit\/arras contracts that exist?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/vbbabogados.com\/en\/blog\/faq-about-the-contract-of-arras\/#What_happens_if_I_sign_the_deposit_contract_pay_the_corresponding_percentage_and_then_I_back_out_and_I_do_not_want_to_buy_the_apartment_anymore\" >What happens if I sign the deposit contract, pay the corresponding percentage and then I back out and I do not want to buy the apartment anymore?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/vbbabogados.com\/en\/blog\/faq-about-the-contract-of-arras\/#What_kind_of_documentation_do_I_need_to_sign_a_contract\" >What kind of documentation do I need to sign a contract?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/vbbabogados.com\/en\/blog\/faq-about-the-contract-of-arras\/#At_the_time_of_signing_the_deposit_agreement_do_I_already_have_to_have_the_mortgage_applied_forWhat_it_is_done_first\" >At the time of signing the deposit agreement, do I already have to have the mortgage applied for?What it is done first?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/vbbabogados.com\/en\/blog\/faq-about-the-contract-of-arras\/#What_facilities_exist_for_the_buyer_at_the_time_of_signing_the_contractAre_there_negotiable_clauses_or_the_conditions_are_set_by_the_seller\" >What facilities exist for the buyer at the time of signing the contract?Are there negotiable clauses, or the conditions are set by the seller?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/vbbabogados.com\/en\/blog\/faq-about-the-contract-of-arras\/#Why_is_the_lawyers_role_important_at_the_time_of_buying_a_flat\" >Why is the lawyer&#8217;s role important at the time of buying a flat?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Can_you_buy_a_home_without_first_signing_a_deposit_agreement\"><\/span>Can you buy a home without first signing a deposit agreement?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, it is possible to go directly to the signature of the final purchase before the Notary, although, the usual thing is to sign a previous contract, which is the so-called &#8220;deposit contract&#8221; (or \u201ccontrato de arras\u201d) that serves to give a payment on account or signal to the seller for the purchase-\u00a0sale\u00a0commitment.<\/p>\n<p>It is a very important contract and it is necessary to leave &#8220;well tied&#8221; all the steps that will happen later, to avoid problems.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_types_of_depositarras_contracts_that_exist\"><\/span>What are the types of deposit\/arras contracts that exist?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are two types:<\/p>\n<p><strong>Confirmatory deposit<\/strong>, which are delivered on account of the price of the sale, that is, as a sign of conclusion, and in case of breach of the seller can be\u00a0required to fulfil the contract and\u00a0forced to grant the\u00a0purchase deed.<\/p>\n<p>And,\u00a0<strong>penitential<\/strong>, that must always be agreed\u00a0<strong>expressly,<\/strong>\u00a0and that allow the buyer and the seller to desist\u00a0(back out) from the contract.\u00a0In the first case, the buyer would lose the quantities delivered and if the buyer desists, the seller would be obliged to return them duplicated.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_happens_if_I_sign_the_deposit_contract_pay_the_corresponding_percentage_and_then_I_back_out_and_I_do_not_want_to_buy_the_apartment_anymore\"><\/span>What happens if I sign the deposit contract, pay the corresponding percentage and then I back out and I do not want to buy the apartment anymore?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>You would\u00a0lose the amounts delivered\u00a0to the seller.<\/p>\n<p>Unless\u00a0it is <strong>expressly<\/strong> agreed in the contract that the buyer expects to obtain a mortgage and justifies that the Bank has not granted it.\u00a0In this case, the buyer could withdraw from the contract and recover the amounts delivered, provided there was no negligence of the buyer, for example, when submitting the documentation in the Bank.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_kind_of_documentation_do_I_need_to_sign_a_contract\"><\/span>What kind of documentation do I need to sign a contract?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The seller has the &#8220;duty of information&#8221; and is obliged to provide the buyer with all the documentation contained in the Law (Ley del Derecho a la Vivienda).<\/p>\n<p>The documentation to be provided by the seller depends on whether it is new build or used\/second-hand dwelling.<\/p>\n<p><u>In both cases<\/u>: certificate of habitability, energy efficiency certificate, note of the property registry updated (to check if the farm has loads, mortgages or encumbrances), certificate of being up to date with payment of expenses of the community of owners, last receipts of local taxes.<\/p>\n<p>In the cases of <u>houses built longer than 45 years ago<\/u>: certificate of aptitude and technical inspection report of the building.<\/p>\n<p>And in the case of <u>new construction houses<\/u>:\u00a0bank guarantee of all amounts received on account of future buyers,\u00a0housing plan, memory of qualities, housing guarantees (ten-year insurance),\u00a0building\u00a0book, necessary documentation to contract the housing supplies and the statutes of the community of owners.<\/p>\n<p>It is important to be well informed about the charges that affect the property that are registered in the Property Registry and how to cancel them: Current mortgages, judicial liens, rights of first refusal, easements, or in the case of officially protected housing the limitations of disposition entailed to this type of dwelling.<\/p>\n<p>Also inquire about the cadastral description (if the cadastre and registration match) and the\u00a0urban planning effects\u00a0that may apply to the area.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"At_the_time_of_signing_the_deposit_agreement_do_I_already_have_to_have_the_mortgage_applied_forWhat_it_is_done_first\"><\/span>At the time of signing the deposit agreement, do I already have to have the mortgage applied for?What it is done first?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It is highly recommended at least to have already confirmed with a bank that the economic situation of the buyer will allow to\u00a0obtain financing\u00a0for the amount that\u00a0is\u00a0needed.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_facilities_exist_for_the_buyer_at_the_time_of_signing_the_contractAre_there_negotiable_clauses_or_the_conditions_are_set_by_the_seller\"><\/span>What facilities exist for the buyer at the time of signing the contract?Are there negotiable clauses, or the conditions are set by the seller?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are clauses in the purchase agreement that are non-negotiable and that are stated by law, such as those relating to the vendor providing the habitability certificate of the dwelling and the energy efficiency certificate, or that the expenses of granting the deed of purchase and registration in the Property Registry correspond to the buyer and the municipal gain tax to the seller.<\/p>\n<p>Regarding the price, form of payment, terms of deed, delivery of possession, repairs to be made in the property, if furniture or appliances are included, &#8230; can be negotiated freely between the parties.\u00a0Although in cities or areas of the same with high demand, it will depend on the market situation, the possibility of negotiating the price downward.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_is_the_lawyers_role_important_at_the_time_of_buying_a_flat\"><\/span>Why is the lawyer&#8217;s role important at the time of buying a flat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>When dealing with the purchase of a home it can be \u00a0the most important investment that you will normally make in your life, you\u00a0must not sign standard contracts and have them reviewed by a lawyer to ensure that they adapt to the specific circumstances of the case and the needs of\u00a0each\u00a0buyer and seller.<\/p>\n<p>VBB Abogados has\u00a0extensive experience in advising in the real estate sector.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Recently, online real estate company KASAZ has interviewed us for its website.\u00a0We have collected the answers to the most common questions that customers ask us regarding the deposit contract and the purchase of homes. These have been the questions that clients have asked us about the deposit contract: Can you buy a home without first&#8230;<\/p>\n","protected":false},"author":3,"featured_media":1639,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-1638","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FAQ about the contract of arras | BB\u00ae<\/title>\n<meta name=\"description\" content=\"We have collected the answers to the most common questions that customers ask us regarding the deposit contract and the purchase of homes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vbbabogados.com\/en\/blog\/faq-about-the-contract-of-arras\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQ about the contract of arras | BB\u00ae\" \/>\n<meta property=\"og:description\" content=\"We have collected the answers to the most common questions that customers ask us regarding the deposit contract and the purchase of homes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vbbabogados.com\/en\/blog\/faq-about-the-contract-of-arras\/\" \/>\n<meta property=\"og:site_name\" content=\"Boltas Boy&eacute; 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